Terms of service

📄 Prospero Terms of Service
Effective Date: [Insert Date]

Welcome to Prospero. These Terms of Service ("Terms") govern your use of our website, programs, and SMS services. By using our services, including receiving messages from us, you agree to these Terms.

1. Program Name and Description
Prospero offers free financial advocacy and community support programs. Our SMS program sends periodic messages related to appointments, resources, service updates, community events, and important notifications. Message frequency may vary.

2. Opt-In and Consent
By providing your mobile number and opting in, you consent to receive SMS/text messages from Prospero. Message and data rates may apply.

3. Opt-Out Instructions
You can opt out at any time by texting STOP to our number. You will receive a final confirmation message and will no longer receive text messages from us unless you rejoin.

4. Rejoining Instructions
If you previously opted out but would like to resume receiving messages, simply text START to our number or re-enroll via our website or at any in-person event.

5. Help Instructions
If you need help with our messaging program, text HELP at any time or contact us at:
📧 [email protected]
📞 951-777-2890

6. Message and Data Rates Disclaimer
Message and data rates may apply to all text messages sent and received. Check with your mobile provider for details.

7. Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.

8. Use of the Website and Services
You agree to use our Site and services for lawful purposes only. You may not interfere with or disrupt our systems or attempt unauthorized access to our services.

9. Disclaimer
Information provided is for general educational purposes and not legal, tax, or financial advice. Always consult with a qualified professional for personal guidance.

10. Changes to These Terms
We may modify these Terms at any time. Continued use of the Site or messaging services indicates acceptance of the updated Terms.

11. Contact Information
Prospero (Futuro Financial Group Inc.)
📧 [email protected]
📍 Centro de Prosperidad, 126 N Main St Lake Elsinore, CA 92530

Terms of Service** Welcome to Prospero Financial. The following Terms of Service outline the rules and regulations for accessing and using our site, situated at www.prosperofinancial.com ("Website"). By accessing or using the Website, you agree to comply with these Terms. If you do not agree to these Terms, you must not use our Website. **1. General Terms** Prospero Financial provides financial planning services and related information to customers based in the United States. The Website content is curated to offer guidance and resources related to financial management but should not be solely relied upon for making financial decisions. It is critical that users independently consult a professional advisor before taking any actions based on the content found on this Website. **2. Use of Services** By using our services, you confirm that you are at least 18 years old and possess the legal authority to enter into agreements. You agree not to misuse the services offered by engaging in unlawful or prohibited activities as described in these Terms. Unauthorized uses include, but are not limited to: transmitting any material that is harassing, defamatory, or otherwise infringing on another’s rights; uploading viruses or harmful software programs; and violating any applicable laws or regulations. **3. Intellectual Property Rights** All contents featured on this Website, including text, graphics, logos, images, and software, are the property of Prospero Financial or its licensors and are protected by United States intellectual property laws. Unauthorized use of any content from this Website is strictly prohibited without express written consent from Prospero Financial. **4. Disclaimer of Warranties and Limitation of Liability** Prospero Financial endeavors to ensure that all information provided on the Website is accurate and up-to-date. However, we do not warrant completeness or accuracy. The information on this Website may be subject to change without prior notice. Prospero Financial will not be liable for any loss or damage arising from your reliance on the information provided herein. **5. Amendments** Prospero Financial reserves the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting on the Website. Continued usage after modifications indicates your acceptance of those changes. For queries regarding these terms, please contact us directly through the provided contact mechanisms on our Website.